Terms & Conditions

This website and mobile application (collectively, the "Site") are owned and operated by WorkingMoni, Inc. ("We," "Us," or "PocketMoni"). By using the Site or our services, you agree to the following terms and conditions ("Terms"). Please read these carefully. If you don't agree, do not use the Site.

1. Acceptance of Terms

By accessing or using this Site, you agree to these Terms. We may update these Terms at any time, and your continued use of the Site signifies your acceptance of such changes.

2. Platform Service Disclaimer

SchoolMoni is an educational platform service.

• We do not provide loans, investment services, or guarantee returns
• Content and courses are for learning purposes only
• Always consult qualified professionals for financial, legal, or tax advice

3. Privacy Policy

Our Privacy Policy governs how we collect and use your data. By using this Site, you consent to our data practices as outlined in the Privacy Policy.

4. Accounts

To access certain features, you may be required to create an account. You agree to provide accurate information and protect the confidentiality of your login details. You are responsible for all activity that occurs under your account.

5. User Content & Intellectual Property

All content on the Site including text, images, designs, and logos, is the property of WorkingMoni, Inc. and protected by intellectual property laws. You may not use, copy, or distribute any content without express written permission.

6. Prohibited Use & Content

You agree not to use the Site to:

• Post unlawful, defamatory, obscene, or libelous material
• Upload false or misleading information
• Introduce harmful code, malware, or disruptive technologies
• Infringe the intellectual property rights of others
• Violate any applicable laws or regulations